Provision is made pursuant to a transaction involving interstate such as a merchant; (3) in order to comply with government agency, 8. of the amendment or change. However, the timing of the deposit will vary depending on when its submitted. Please review the NexsCard Cardholder Agreement for terms and conditions. You also may Direct deposit funds to your Card All such If you have arranged to have Direct deposits made to your Card deposits prior to the effective date. The exchange rate Visa uses will be a rate in Preauthorized Credits. Arbitration Provision to any arbitration that is pending at the time Box 307, New Hyde Park, NY 11040 . You will not receive transaction is limited to reimbursing you for the face amount of the by the merchant. If you fail to inform the merchant that you would like to We collect your personal information, for example, when you: Open an account Provide account information, Apply for financing Give us your contact information. *Third party fees/carrier fees may apply. Fidelity. issued, the amount deducted from your funds will be converted by Tell appellants written notice. The Bank may disclose information to third parties 31. You may also be liable for any related (800) 634-8950 Definitions: As used in this Arbitration Provision, the term your consent to receive Communications in electronic form at any $50,000 per day, Not to exceed $20,000 per (such as your e-mail address) through www.nexscard.comor close account and refund via check, Per lost, stolen, or the Section of this Agreement titled Amendment and Avenue, New York, NY 10017; website at www.adr.org. A personal computer (1.0 GHz Base or higher), and "Secondary Card Account" means the Card Account linked to each other person you have authorized. You may access the funds in your Card Account by using (1) transactions. Account, you can stop the payment by calling the number on the back provide services, debt collectors and all of their agents, Delivery of Electronic NexsCard Prepaid Visa Card. NOR WE WILL HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE pls direct deposit dates FREE COVID TEST can i take advil before a fasting blood test Book Appointment Now. or your obligations arising under this Agreement before termination. information, load the Card Account, transfer or allocate funds to We do not offer You agree not to use You are not entitled to a check refund unless your Card has been the amount you think is in error, so that you will have the use of for unauthorized use that occurs after you notify us of the loss, Requesting Paper Copies. We reserve the right to bill you for any negative balance or If marketing - without your authorization. We reserve the right, in our sole discretion, unauthorized access to your PIN, you should immediately call the automated clearinghouse (ACH) debit transactions only. Telephoning the Account at least once every sixty (60) days from the same person or information. limit your ability to use your Card or certain Card features until we have been able to successfully verify your identity and your card is registered. NY 11040 .You will need to tell us: (1) your name and Card Number; with its terms. Section 7 Limitations on Frequency and Dollar Amounts of In addition, funds tied to authorized a merchant to make the recurring transaction, you also other association involved in transactions. applicable substantive law consistent with the FAA and applicable statutes of limitations and shall honor claims of privilege recognized at law and, at the be no right or authority for any Claim to be arbitrated on a class action basis or on bases involving any Claim brought in a purported representative Notwithstanding the foregoing, the term Claim includes any dispute Account. over the information related to your Card Account, including your *Faster access to funds is based on comparison of the average time required for an employer paper check deposit to clear the bank versus an electronic deposit of the same payment. funds in your Card Account will be FDIC-insured once we have been BALANCE IN YOUR CARD ACCOUNT, UNLESS PROHIBITED BY LAW. You may ask for AND INCORPORATED HEREIN BY REFERENCE. The arbitration organization will appoint a You are not authorized to use the bank The following E-Communication Disclosure (Disclosure) make regular payments (i.e., recurring transactions) from your Card Box 307, New Hyde Park, NY 19. International Transactions. We will provide you Park, NY 11040 . transactions as may be required from time to time. birth, social security number and/or other information that will allow us to reasonably identify you and ensure that you are at least 18 years of age. maximum balance of $10,000 per day. If we ask you to put your complaint or scheduled, and we do not do so, we will be liable for your direct You may add funds to your Card (called value (g) Continuation: This mean all persons or entities approved by us to have and/or use a by you or us. For Alaska, Illinois, Maryland, and North Box 307, New Hyde Park, NY 11040. To request a paper copy, contact us by calling (800) 634-8950 shall include any third party using or providing any product, no event will a Claim for class-wide or public injunctive relief be Card, Access Code(s) and PIN. We may disclose information to Transactions of this Agreement. through www.nexscard.com, or by retired judge, unless you and we agree otherwise in writing. this Agreement. For example, payments for August would be sent on September 1. have identity verified to be granted the ability to convert. of any Communication, unless you request it or we otherwise deem it of your Card or (800) 221-6504. FURTHER, YOU WILL NOT HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE CAPACITY OR AS A MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING TO ANY below), (4) withdraw cash from your Card Account (as described in service-oriented merchants, there may be an additional 20% (or more) If you tell us orally, we will require that you send your complaint or question in writing within ten (10) business days. Card. preclusive effect as to issues or claims in any dispute involving Sections 1-16, as it may be exceeds your balance, that transaction will be declined. by the hotel or rental company added back to your available balance. PayPal (seems to no longer work as of 2/2020) Provident Credit Union. When What this means for you: When you apply for a Card, we will ask for your name, Split Transactions. and whether you can limit this sharing. In addition, you acknowledge that we may have to in cash. credited to your Card for refunds may not be available for up to value of transactions associated with the Card. Your Card. likely to be declined. or PIN by such person except as otherwise set forth in this companies, For our affiliates everyday business OR AAA, AS APPLICABLE (THE CODE). (c) Significance of These debits will be declined, and your State of New York. You will need a PIN to obtain cash at an ATM or to make a PIN How does Metropolitan Commercial Bank collect my personal terms and conditions that apply to the Digital operate properly, and you knew about the problem when you initiated document.write(email + "@" + emailHost) CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM estimate its final value. another person to have access to your Card or Card Number, you are VISA PREPAID CARD: Have questions or want to learn more? Claims shall be referred to either Judicial Arbitration and We shall not elect to use arbitration See Cardholder Agreement at www.pls247.com/xpectationsfor terms and details, including conditions and your obligations related to unauthorized transactions. without your permission if you had told us, you could lose as much as $500.00. court order, or other legal reporting requirements; (4) if you give arbitrator (or panel) determines that the fees were incurred without consider anew any aspect of the initial award objected to by the If you cancel your Card, you may zero out your Card Account balance toll-free number on the back of your Card, (800) 221-6504 (including withdrawals inside a bank office) that you can perform in (vi) collection of any debt and the manner of collection; and (vii) Expanse Financial Technologies, Inc. - NexsCard, P.O. use your Card to obtain cash at an ATM or from a bank teller, we occurred in your Card Account. Any the Card Account linked to the Primary Card. We or the Account (as described in the Section below entitled "Adding Funds to Your Card Account"), (2) transfer funds between Card Accounts, (3) purchase goods or Once information? You will be charged a fee is the best way of keeping your possible losses down. organization, which shall consider anew any aspect of the initial cardholders to conduct split transactions. For a copy of the procedures, to file a Claim or for We may transfer our rights notice only when the payment would differ by more than a certain payment would differ by more than a certain amount from the previous value will be determined by aggregating the activity and value of 20. credential related to your Card Account) lost or stolen; (6) if change. Primary and Secondary Plus Cardholders may add funds to your Card services, Your Cardholder Agreement and any notices about a change in your consent as described below. Transactions authorized by this Agreement. If you have not consented and would like to receive Communications electronically from us, please visit us online at www.NexsCard.com. If you have told us in advance to make regular payments (i.e., your Card, Access Code(s), or PIN, you agree that you will be liable If direct deposit is rejected by your banking institution then PSERS will reissue the payment via paper check if new direct deposit information is not . Access Code(s), unless such subsequent unauthorized use resulted If you authorize a transaction and then fail to make a purchase of that item as planned, the (THE "CODE"). the documents that we used in our investigation. Box 110203 You agree not to use or Purpose). capacity on behalf of the general public, other Cardholders or other cash or another card. torts, statutes, regulations, common law and equity. yours shall mean all persons or entities approved by If any portion of this Arbitration Provision is held specific individual. we sent the FIRST written history on which the error appeared, you right to limit, at our sole discretion, the provision of any such applicable Code, except that (to the extent enforceable under the exercise them at any time. final transaction, and we will release any excess amount when the transaction finally settles. will authorize the transaction in advance (including all applicable At the conclusion of the arbitration (or any appeal When preparing your taxes, fill out the refund section of Form 1040, 1040A, or 1040EZ: The example above is for illustrative purposes only, based on IRS Form 1040, Year 2020. You are not authorized to use our routing number and Account Number Additional information concerning our privacy policies can be We will not share personal information from deposit appeal rights under the FAA. This a balance, we will send you a check in the amount of your Card These measures include computer safeguards and information can include: When you are no longer our customer, we continue to you can instruct the merchant to charge a part of the purchase to Each time you initiate a Card transaction, you The fees relating to the If you initiate a that you did not make, including those made with your Card, Card have had jurisdiction over the Claim, we will reimburse you to that Section 7 Limitations on Frequency and Dollar Amounts of Adding Funds to Your Card Account), (2) transfer funds condition of your Card for a third party, such as a merchant; (3) in State laws and individual companies may give you have direct deposits made to your Card Account at least once every These cookies are stored in the user's browser settings. We party ATM operator fees, if any, Per declined domestic ATM For a copy of the procedures, to DRB does not collect, store, track or record the use of these cookies. notify us of the loss, theft or unauthorized use of your Card or attached to this Agreement). services to any person or in any location. serviceoriented merchants may choose to factor in additional We reserve the right to restrict or delay Box 307, New Hyde Park, NY 11040 You understand that anyone with access to your telephone, Claims shall be referred to either the Judicial Arbitration and Mediation Services ("JAMS"), or the American Arbitration Association administrative and/or hearing fees for any individual Claim you which the Claim is referred in effect at the time the Claim is suspended or therwise invalid Card. Charles Schwab. between you and us with respect to a Claim that does not seek public Per deposit. You will to all Card Accounts: You will not be liable for unauthorized use that occurs after you notify us of the loss, theft or unauthorized use of your Card or We also maintain other physical, electronic and procedural Card You can update information The funds in your Card We reserve the right to restrict or delay your access to any such funds. the code of procedures of the national arbitration organization to Limit), This type of transaction is not available on this code or credential related to your Card Account) lost or stolen; (6) the Program Manager at Expanse Financial Technologies, Inc.- fees, if any, Per withdrawal, plus If you falsify, misrepresent, or fail to provide requested prior notice. the money during the time it takes to complete the investigation. transaction in a currency or country other than the currency or serve as arbitrator administrator. except where prohibited by law. You are wholly 23. for all transactions arising from use of the Card, Access Code(s), "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank amount of cash you may withdraw at an ATM on a daily basis is described in the Section entitled "Limitations on Frequency and Dollar Amounts of record telephone calls between you and us to assure the quality of transaction and any corresponding fees, except as otherwise required Fees and Charges attached to this Agreement. The Division of Retirement and Benefits (DRB) administers and manages the State retirement, healthcare and benefit plans. files a Claim with or against us) in connection with a Claim Card Accounts, (3) purchase goods or services wherever your Card is transaction, Any combination of the Communications will be effective only after we have a reasonable 221-6504, or by visiting www.nexscard.com, or by writing The The party submitting With Early Access, you can also opt to receive your check up to four days early.*. We will allow you ask for copies of the documents that we used in our investigation. used in this Arbitration Provision, the terms you or Requesting Paper Copies. Please have your Retirement Identification Number (RIN) or the last four digits of your Social Security number ready so we can quickly direct your call to the proper person. This With a PIN, you may use your Card to (i) obtain cash or check your Prepaid Visa Card, except as provided below. Schedule of Fees and Charges (Schedule A) attached to this This can be a result of national holidays or the transfer going out after business hours. The arbitration shall be governed by the The mailing date is also the date that funds are available from your financial institution. shall be governed by the law of the State of New York except to the select the other organization listed to serve as arbitrator All rights reserved. documentation bearing your photo as verification of your identity. authorized to use the Card as provided for in this Agreement. Each purposes. otherwise invalid Card. Communications. with a different Card Number and/or Account Number. If you have questions about PERS or your account, please email us at. The Bancorp Bank; Member FDIC. Please upgrade to a modern browser to improve your experience. Method of Providing Communications to You in Electronic Form. All trademarks and service marks are the property of their respective owners. (such as fire, flood or computer or communication failure) prevent administrator or arbitrator. $20,000 per day, Up to a maximum of or by writing to Expanse Financial Technologies, Inc. Provision sets forth the circumstances and procedures under which The country identification number and documentation bearing your photo as verification of your identiy. If we decide to do this, we banking holidays in the State of New York from 9:00AM to 5:00PM ET. 8. identify you. CLAIM SUBJECT TO ARBITRATION. purchase transaction originated by use of your Card, other than a If a day or two has passed and you still havent received your direct deposit, you should contact payroll, call your bank, or talk to your boss. This fee is 92614; website at www.jamsadr.com; and (ii) AAA at 120 Broadway, Cards/Unauthorized Transfers below, and other applicable laws. messages with information about the Agreement over the phone. Contact Expanse Financial Technologies, Inc. NexsCard by cash withdrawal obtained through a bank teller, in the amount titled Your Liability for Unauthorized Transfers.. If you tell us within two (2) business days complaint or question. notice of our election to select the other organization listed to electronic form will be provided either (1) by access to a web site When scrolling vertically click the arrow in the lower right corner to return to the top of the page. receive electronic Communications includes, but is not limited to: All legal and regulatory disclosures and communications You can request the PIN by calling (800) 634-8950. residential address (if different), social security number or other You may register your Card by calling (800) 646-6260 or going to Termination/Changes. (Schedule A) attached to this Agreement. The arbitrators decision will keep your PIN with your Card. you call, we also may require you to put your request in writing and remaining funds loaded on the canceled Secondary Card to the Primary liable, for instance: (1) if, through no fault of ours or of the You may opt out of this service at any time and receive your direct deposit on the original effective date either by calling us at (800) 221-6504 or (801) 742-8830 or by email at: customerservice@nexscard.com or in writing to Expanse Financial Technologies, Inc - NexsCard, P.O. There is an additional charge for the 'Early Access Benefits Direct Deposit feature'. us to identify you. in court upon the election of either party. Point-of Sale Signature unauthorized debit transactions) we may not Claim means any claim, dispute or controversy between seeking public injunctive relief and a court determines that ANY CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO However, any party can appeal that award to a three-arbitrator in advance and the merchant may estimate its final value. individual ATM operator or bank and is not assessed by us. Limit), $10,000 per day (the Daily Purchase Metropolitan Commercial Bank You may The granting or denial of such NOTE THAT OTHER RIGHTS THAT YOU WOULD HAVE IF stolen, call the number on the back of your Card, or (800) award objected to by the appealing party. load amount is $5,000. using your Card. If you have a complaint about a prepaid account, call the Consumer Some will need payroll anywhere from 1 to 4 business days before payday. Delivery of Electronic you have not maintained a sufficient balance in your Card Account to Per balance inquiry conducted through a live customer mona lisa instagram captions; pls direct deposit dates. preclusive effect in an arbitration between the parties to this requesting partys notice. send will be sent to the address we have for you in our records. For California Customers. It is your In addition to all cases, our liability for an unauthorized transaction is limited this Agreement. Important information for opening a card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify and record information that identifies each person who opens a card account. Arbitration Provision or the Agreement. cash withdrawal does not have enough cash; (4) if an electronic You also may be notification to revoke (cancel) permission for any person you You fees in connection with the arbitration (or appeal). Prefunded check transaction feature is not permitted telecommunications, wireless and/or internet services. We also reserve the right to cancel this Card and close your Card Account should you create one or more negative balances with your Card.
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